Free credits and paid tabs

Every new user gets 3 free credits. Each credit lets you join one tab for free.

When you create a tab or are added to one, the tab is either free (uses credits) or paid (no credits needed).

On a free tab, every member uses one of their free credits:

• When you create a free tab, 1 credit is used from your account.
• When someone is added to a free tab, 1 credit is used from their account.
• If a member has no credits remaining, they cannot be added. The tab must be paid instead.

Credits are not refunded if a member is removed from a tab.

On a paid tab, no one uses any credits. The tab creator pays a one-off fee of £2.99 and the tab is available for everyone for 3 months.

14 days before a paid tab expires, all members receive a reminder email. The tab owner can renew for another 3 months for £2.99. This is not a subscription — we never auto-charge. If the tab is not renewed, it is automatically closed and settlement emails are sent to all members.

Both free and paid tabs run for 3 months from the date they are created.

After 3 months, a free tab is automatically archived and becomes read-only — you can still view it, but you can't add new expenses or payments. Free tabs cannot be renewed.

After 3 months, a paid tab is automatically closed (also read-only) but can be renewed by the tab owner for another 3 months at £2.99. There is no auto-renewal — the owner has to make a deliberate choice.

You can see how many free credits you have remaining on the My tabs screen. When you try to create a new tab, you will be told if you need to pay.